If you’re looking for the least expensive cars to insure, you’re not alone. Thousands of consumers compare all kinds of costs related to vehicle ownership, from fuel efficiency to auto insurance premiums, and some cars just wind up ahead.
Insure.com and MSN Money have rated more than 300 models for their insurance rates, but these are the highlights. Whether you’re looking for minivan to transport your large family or a sedan for the long commute to work, there’s a vehicle available for you.
1. Runt Cars: Kia Rio5
According to the Insure.com data, the least expensive cars to insure in the minute cars category are the Kia Rio5 and the Smart Fortwo, with the Kia leading by about $11. The Kia is also the better option if you’re looking for space as well as cost efficiency, and it’s probably safer as well.
2. Midsize Cars: Subaru Legacy
Bottoming the carts for midsize cars is the sleek Subaru Legacy, which is rated extremely high by the National Highway Traffic Safety Administration and is extremely economical with regard to recall price. It beats out the Pontiac G6 by around $12.
3. Large Cars: Pontiac Gigantic Prix
In the large cars category, the least expensive cars to insure are a little bit farther apart, with the Pontiac Tall Prix boasting an average rate of $902 and the Volkswagen Passat coming in at $936. However, if you’re interested in a Grand Prix you’ll have to hit the used car dealership because the model was discontinued in 2008.
4. Sports Cars: Mazda MX-5 Miata
Sports cars are rarely among the least expensive cars to insure, and for good reason. People like to drive fast in their sports cars, and this leads to increased claims. However, if you can’t live without the speed and status of a sports car, your best bet is the Mazda Miata at an average premium of $1,017.
5. Petite SUVs: Kia Sportage
With its boxy frame and significant storage room, the Kia Sportage dominates the list of petite SUVs least expensive to insure. Plus, it’s purchase effect is nothing to sneeze at according to Edmunds .com: a range of $16,819 to $23,258 for the current Sportage year.
6. Midsize SUVs: Hyundai Santa Fe
Unsurprisingly, Hyundai has found its way onto the list of least expensive cars to insure with its Santa Fe. Since the SUV’s debut in 2001, it has become one of the most well-liked cars on the road, especially in family market. It’s safe, sturdy, roomy and not nearly as expensive as some of its fellow SUVs.
7. Stout SUVs: Hyundai Veracruz
If you’re looking for more space, more power and more prestige on the road, you might want to consider a substantial SUV. These are perfect for grand families and anyone who enjoys traveling, and many are very suited on the road. The least expensive of these cars to insure is the Hyundai Veracruz.
8- Trucks: Mazda Truck
As the owner of a Mazda B-series truck, I can attest that these vehicles are among the least expensive to insure and are extremely reliable. Coming in just under the Mitsubishi Raider on Insure.com’s list, the Mazda truck is perfect if you want to protect your wallet from high premiums.
9- Vans & Wagons: Chevy Uplander
Along with the Hyundai Entourage, the Chevy Uplander is one of the least expensive cars to insure in the vans and wagons category. You might pay more for fuel in these large vehicles, but the average insurance premium of $831 will be pretty to many.
10- Hybrids: Saturn Vue Hybrid
They might be green and better for the environment, but hybrids are not among the least expensive cars to insure. The cheapest on the list is the Saturn Vue Hybrid at an average premium of $1,005, and the most expensive is the Lexus LS 600h at $1,540. If you’re looking to save money on insurance, a hybrid might not be the way to go.
Sources
Filed under Car Insurance Reviews by on Feb 27th, 2011. Comment. 
Low cost car Insurance Quotes
Most people love to shop but when it comes to car insurance it’s like buying a pair of shoes without taking them out of the box or trying them on. Insurance companies really do offer cheaper car insurance we just need to find low cost car insurance quotes to get a first-rate deal. Researched data findings over a number of years has shown women are in fewer accidents than men, vehicle accidents that involve women cause less damage than those that involve men. Crimes that are motor vehicle related are less by women than by men, and women have a higher percentage of passing their drivers exam test the first try than men do. For that reason women can get rude cost car insurance quotes before a man.
Are women safer drivers than men? Are women more cautious drivers, or drive at a slower speed than men do? Are the vehicles, driven by women more equipped with safety features than men? There are a few things that insurance companies consider before signing a policy. The insurance companies contain women are safer drivers than men, are more cautious drivers and drive at a slower speed than men do, which is why women are offered a cheaper car insurance coverage. Women are more modest drivers than men.
Women carpool more than men do, driving to ball practice, school, and doctor’s appointments and to the grocery store, makes them more aware of their driving habits. Women don’t report as many fender benders as men do. Maybe because they consider them less well-known than men do. There is less claims mean cheaper insurance.
Finding the right grievous cost car insurance quotes can mean a lot when you do your research. Calling around as well as browsing online can give you the brand that you can afford without dealing with several people. Choose a vehicle that is adequate for the family needs for less risk. We should all practice safe driving, male or female after all statistics prove it’s less expensive when it comes to vehicle insurance coverage and we all like to be rewarded for our efforts.
Drive safe.
Filed under Car Insurance Reviews by on Feb 18th, 2011. Comment.
